fbpx Have you maxed out your health insurance deductible this year?

Have you maxed out your health insurance deductible this year?

Ambulatory Surgical Center

Schedule your procedure and let the #1 Transportation for Day Surgery take care of the rest!

For many people, there’s a ticking clock that accompanies the end of the year, and it doesn’t just countdown to New Year’s Eve. Instead, it counts down to the opportunity to maximize their insurance benefits. If you’ve already maxed out your health insurance deductible this year, it might be the perfect time to take advantage of scheduling that medical procedure you’ve been postponing.

In this comprehensive guide, we’ll explore why the end of the year is an ideal time for such decisions, the variety of procedures you might consider, and how services like Amera make the process seamless. Whether you’re a health-conscious individual, someone seeking specific medical procedures, or a savvy insurance policyholder, this post is designed to provide insights and actionable advice tailored for you.

Capitalize on Your Benefits

The year is winding down, and you’ve been diligent about your health insurance coverage. Now is the moment to capitalize on those benefits you’ve worked hard to maintain. By understanding how insurance deductibles function and how they impact your medical expenses, you can make informed decisions that save money and promote wellness.

Why End-of-Year Timing Matters

The end of the year brings a unique opportunity to schedule medical procedures. Many insurance plans reset annually, meaning any financial safety net you’ve built throughout the year by reaching your deductible will disappear once the calendar turns over. By scheduling necessary procedures now, you can minimize out-of-pocket costs and maximize the value of your insurance plan before it resets.

Additionally, healthcare providers might have more availability towards the end of the year as patients rush to complete procedures before policy changes.

Reduced Out-of-Pocket Costs

Once your deductible is met, insurance often covers a larger share of your medical expenses. This could mean significant savings on procedures that might otherwise be costly. It’s an opportunity to address health concerns without the burden of full payment and to use your insurance benefits to their fullest extent.

By scheduling a procedure before your deductible resets, you can take advantage of the cost structure your current plan offers.

Common Health Procedures

Several health procedures might be beneficial to prioritize at this time. These include:

  • Elective Surgeries: If you’ve been delaying surgeries such as hernia repairs, gallbladder removal, or orthopedic operations, take advantage of your met deductible and insurance coverage to minimize personal expenses.
  • Dental Work: Dental benefits often work on a calendar year, so completing necessary dental work like crowns, or root canals before benefits reset can save you money.

Popular Aesthetic Procedures

In addition to addressing health concerns, aesthetic improvements often top wish lists as we approach the new year:

  • Cosmetic Surgeries like facelifts, liposuction, and tummy tuck are popular choices for those looking to enhance their appearance. Scheduling these procedures before the year’s end can also ensure you’re healed and ready to dazzle in the new year.
  • Vision Corrective Surgeries like LASIK can also be a life-changing option for those tired of glasses or contacts.

 

Why Choose Amera?

Amera provides convenient transportation solutions for day surgery, especially for individuals who require sedation and are not approved to utilize Uber, Lyft, or taxis for their return ride home. To ensure safety, Amera’s nurse drivers undergo comprehensive training and adhere to strict safety measures recommended by ambulatory surgical centers, especially when patients do not have anyone available to accompany them.

Medical Procedures

Seamless Transportation Experience

Amera provides dependable medical transportation services by nurses, which makes it easier for patients to have a qualified nurse assist them in signing in and out after their procedure. This service is especially beneficial for individuals facing challenges or those recovering from procedures involving sedation or anesthesia.

Professional and Caring Staff

The team at Amera is professionally trained to offer personalized service tailored to each patient’s needs. Their friendly and caring staff work to ensure every ride is comfortable and efficient, reducing the stress associated with day surgery procedures.

Accessibility and Convenience

With Amera, access to quality transportation is straightforward and hassle-free. Amera provides prompt and dependable service, available when you need it most.

 For more information contact Amera at 855.263.7215 or visit myamera.com

About the Author:

Dr. LuzElena Rivers is the CEO of Amera, a renowned healthcare advocate, and a proud Latina businesswoman with extensive experience in fostering diversity in healthcare for more than 18 years. Drawing from her entrepreneurial background, she shares insights and strategies to inspire, educate, and empower healthcare professionals and leaders worldwide. Dr. Rivers brings valuable insights and expertise to the conversation. Connect with Dr. Rivers on LinkedIn to stay updated on the latest in healthcare and community advocacy.

LuzElena Rivers

 

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Outpatient Medical Transportation in Houston, Texas, with Amera and CEO LuzElena Rivers
LuzElena Rivers
PASSIONATE AND EMPOWERING CEO AT AMERA

Started Amera Solutions on the grassroots level with a desire to help her community. In 2010 she identified a need for ambulatory outpatient transportation. From tough beginnings herself, Mrs. Rivers developed an affinity for those who lacked the resources to take care of themselves and their families. Mrs. Rivers self-funded the start of Amera, growing it to the $10 million company it is today.

'To offer innovative health solutions to our local, national and international clients, one transport at a time.'
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